Stellar Lumens (XLM) is a lightning-fast cryptocurrency that makes international payments and transactions as simple and affordable as possible.

With Stellar continuing to be a popular choice for crypto casinos, we have put together this guide to help you get the most out of your XLM at the best casinos in 2022!

Current XLM Bonuses and Promotions

Like traditional fiat casinos, crypto casinos offer many different bonuses and promotions to attract new players. You’ll be able to find a wide variety of welcome bonuses, free spins, daily jackpots, special seasonal promos, and more, including:

  • Matched deposit bonuses: A casino might offer a 100% bonus of up to $1000 in XLM – this means that a player’s first deposit will be matched at a rate of 100%. For example, a $500 deposit would earn an extra $500 to play with on the site
  • Free spins: Some casinos will offer 20, 50, 100, or even more free spins on a slot game
  • Reload bonuses: Additional bonuses for making regular deposits or for certain promo events
  • No deposit bonuses: Once a new account is activated, it will usually receive a no deposit bonus. These will have rollover requirements that must be met to be withdrawn, usually to bet the amount awarded a certain number of times

In addition to deposit bonuses and special promos, many XLM gambling sites offer VIP programs that provide progressive rewards for repeat players. VIP patrons can earn bonus cash, additional free spins, and other prizes.

What Games Can I Play?

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Crypto gambling sites typically offer the same games as traditional casinos. Online casinos that accept XLM deposits will offer poker, slots, blackjack, roulette, and many other games. 

Some of the latest provably fair games that users can play with XLM on crypto casinos include:

  • Blackjack
    • Classic Blackjack
    • European Blackjack
    • Pontoon
  • Poker
    • Texas Hold ‘Em
    • Omaha
    • Caribbean Stud
  • Roulette
    • Monopoly Roulette
    • Double Ball Roulette
    • Japanese Roulette

One of the most interesting benefits of cryptocurrency gambling sites is provably fair games. These games use the blockchain data provided by all participants to run RNG (random number generator) software. RNG software runs on Smart Contracts which allows the games to have unbiased and true randomness. These programs also protect against malicious third parties and any potential house edge. The open-source nature of these programs means that players can view the code and verify all of this for themselves.

While there are no provably fair games that operate on the Stellar network itself, it is still possible for crypto casinos to offer XLM deposits and then convert the funds needed to play provably fair games using other cryptocurrencies. This way, you can still play provably fair dice, poker, blackjack, and roulette, along with other exclusive blockchain games.

The widespread popularity of XLM as a payment method means it’s also possible to use it for sports betting. Many sports betting sites allow bettors to deposit and withdraw in XLM. In addition, crypto sportsbooks that accept XLM offer a wide range of betting markets and sports both in US markets and internationally.

How to Deposit XLM at Online Casinos

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Depositing Stellar to crypto casinos is extremely fast and straightforward. Unlike traditional banking methods, which may involve multiple account numbers and lots of verification procedures on top of lengthy waiting periods, XLM transactions are completed in just a few minutes and only require a wallet address and a memo. The casino will provide this information within the ‘Banking,’ ‘Cashier,’ or ‘Wallet’ section.

First, start a new transaction from within your wallet or exchange to make the deposit. Then, copy and paste the site’s wallet address and memo into the destination field along with the amount you would like to deposit. After sending your XLM, your coins will arrive on your account in about 20 minutes.

Ensure that the wallet address you are depositing to is explicitly made for receiving XLM. For example, if you deposit a coin into a wallet that is not compatible, such as sending XLM to a Bitcoin address, this will result in an irreversible loss of funds.

Unlike Bitcoin or Ethereum transactions, most XLM transactions require another point of information and a destination address, called a memo. For example, crypto casinos and exchanges use memos to identify the owner of a deposit. Therefore, you may lose your deposit if you forget to add a memo when you receive a notification during an XLM transaction.

In 2022, it’s rare for casinos to charge deposit fees or require a minimum deposit for cryptocurrencies. The one exception will be casinos that require a minimum deposit to qualify for deposit bonuses.

Currently, players have several different deposit methods to choose from including:

  • Mastercard Debit or Credit Card
  • Visa Debit or Credit Card
  • Skrill
  • Neteller
  • PayPal

How to Withdraw Stellar from Online Casinos

All you will need to withdraw XLM is your wallet address and memo, both of which you can find by starting a new transaction from within your wallet or exchange and clicking ‘receive.’

To make a withdrawal, copy and paste your wallet address into the section provided by the casino and type in the amount you would like to withdraw. When withdrawing, be vigilant for extra transaction fees and also make sure to see if your casino requires a minimum amount for withdrawal.

Even though crypto transactions are known to process rather quickly, sometimes, sites may opt to intentionally put a hold on your withdrawal request. For example, a hold may be placed on your withdrawal request to convert the necessary funds from other cryptocurrencies if the withdrawal request is for a significant amount. It may also be on hold until the user provides security information like KYC or other identification. In any case, these holds won’t last more than 24 hours.

Using Stellar to Bet Online: What You Need to Know

There are a few additional notes to keep in mind when using the Stellar Lumens token to keep your funds and your identity safe:

  • Anonymity: XLM isn’t anonymous. In order to buy XLM from an exchange, it’s usually necessary to provide ID information. Past transactions are also public information
  • Transaction memos: It’s important to remember to add a memo to your XLM transactions when instructed to ensure you receive your deposit or withdrawal
  • Fees: While XLM transactions are very cheap, both cryptocurrency exchanges and casinos often charge small deposit and withdrawal fees
  • Trust and security: XLM transactions are irreversible. For this reason, it’s critical to only play at verified and trustworthy casinos

Keep in mind that most major cryptocurrency exchanges will list XLM across multiple trading pairs such as USD/XLM, BTC/XLM, and USDT/XLM due to how the Stellar protocol operates. In addition, many exchanges, including Coinbase also make it possible to buy Stellar Lumens with a credit or debit card for a small surcharge.

Choosing the Best Stellar Casino

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As a top 20 cryptocurrency, Stellar is available through most exchanges, which coincides with the growing number of casinos accepting Stellar as a banking option. Exchanges such as Binance US and KuCoin are some of the best options for trading XLM, while Coinbase allows users to buy Stellar Lumens with a Visa or Mastercard. In addition, you can check out Coin Clarity’s curated list of the best and safest crypto exchanges in 2022 for the latest information on trustworthy crypto exchanges.

There are several important factors to look for when looking for the best XLM casinos: 

  • Security and reputation
  • Live chat, support, and customer service
  • Payout reliability

XLM casinos also cater to specific preferences or games, such as slots, high stakes games, or bingo. A significant advantage of playing casino games with XLM is the ability to instantly withdraw funds at any time rather than wait for bank transfers or other wallet transfers.


XLM is a cryptocurrency designed specifically for payments and remittances. Originally forked from the Ripple (XRP) system, Stellar Lumens is part of a decentralized peer-to-peer network that allows users to make international payments and conversions incredibly quickly and for almost zero costs

XLM transactions are almost 500 times faster than Bitcoin transactions. The extremely high speed of the Stellar network, combined with the international payment focus, makes XLM a popular choice for online casinos and betting platforms. XLM casinos accept both deposits and withdrawals in Stellar Lumens, allowing bettors to access their bankroll near instantly. 

Key Takeaways

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Stellar is a cryptocurrency designed specifically for international payments and connecting many different financial systems and currencies into a single blockchain. The swift and reliable transactions make it ideal for online gambling, though it was initially designed for remittances.

With only an additional memo to worry about, XLM transactions aren’t fussy and allow bettors more control over their bankroll. As a result, there is no better time to start betting Stellar Lumens.