Skip to content

How & Where to Buy Stellar A Step-by-Step Guide to Buying XLM

Congratulations! You can buy Stellar directly with cash at Binance.US.

  1. Sign up at our one of our top-ranked Stellar exchanges.
  2. Fund your new account with cash or crypto.
  3. Buy StellarXLM

Read on for detailed instructions below on where and how to buy Stellar and you will be a StellarXLM owner in no time at all.

  1. STEP 1Register at a XLM Exchange

    Best Stellar (XLM) Exchanges

    • binance.us logo
      Ease of use
      Easy
      Time to 1st Buy
      24 hrs
      24h Volume
      $27,986,487
      Coins
      54

      Founded in 2019 as the USA-focused branch of the Binance family of exchanges, Binance.US supports trading in over 50 cryptocurrencies, and has the same industry standard low 0.1% fees as the original international Binance exchange. American users can buy crypto directly with a debit card, but Binance.US is not available in 7 states including New York & Texas.

    After choosing one of the exchanges listed above, you will need to create an account. In some cases, the exchange will need some personal information like email address, phone number, name, address, and a copy of your government ID or passport.

    This is completely normal and all exchanges we list on this page have security in place to protect your personal info.

  2. STEP 2Fund Your Account

    It is now time to add funds to your newly created exchange account. This will allow you to purchase Stellar StellarXLM quickly.

    Upon signing up at the exchange, you should be shown easy to follow instructions to buy XLM with cash from your bank account or credit or debit card. Some exchanges also accept alternative funding methods such as Paypal, Apple Pay, Skrill, or Sofort by Klarna. You can also deposit any supported cryptocurrencies directly into your exchange account and trade them for XLM.

Frequently Asked Questions About Buying & Selling Stellar (XLM)

How do I Buy XLM with Crypto?

If you want to buy XLM with a cryptocurrency like Bitcoin, Ethereum, Litecoin, XRP, or BNB, then you can simply sign up for Binance.US and send your crypto to your account.

You can view the supported cryptocurrencies for the exchange you selected by going to the assets or wallet screen. Once you see a list of coins, you should be able to select one and click "deposit" which will show you the address to send your crypto to Binance.US.

You will then copy that address and paste it into the wallet holding your cryptocurrency and send.

Depending on the blockchain used and how quickly the exchange processes deposits, your funds should show up in your exchange balance within minutes.

How do I sell Stellar (XLM)?

To sell XLM, simply reverse the buying process described above. You will likely need to trade your StellarXLM into a USD coin like usdtUSDT. Look for a "Sell" button in your account wallet and sell for Dollars, then initiate a transfer to your bank account. To withdraw cash to your bank, you will likely need to complete a full KYC (Know Your Customer) process if you haven't already.

Stellar Research Center

Stellar Technical Details & Statistics

Tokenomics
  • Market Rank18
  • Market Cap5,992,795,400
  • Circulating Supply23,344,746,609
  • Total Supply50,001,802,993 XLM
  • Max Supply50,001,806,812
Yesterday's Trading
  • 24 HR Volume424,048,613 USD
  • Yesterday's High / Low---
  • Yesterday's Open / Close---
  • Yesterday's Change---
All Time Performance
  • All Time High---
  • All Time Low---

What is Stellar Lumens?

Stellar Lumens (XLM) is the native cryptocurrency of the Stellar network which offers real-time, peer-to-peer, decentralized fund transaction, especially aimed towards international transfer and micropayment markets. People often use the terms Stellar, Lumens and Stellar Lumens interchangeably. Like bitcoin, the Stellar Network is an open-source protocol for value exchange and is supported by a non-profit organization known as the Stellar Development Foundation.

History of Stellar Lumens

Stellar was launched by Joyce Kim and Jed McCaleb, the founder of eDonkey and board member of Ripple (XRP) until 2013. Presently, the Stellar Development Foundation is the final authority for all matters regarding the Stellar Network. The idea was first conceptualized by McCaleb in 2014 and its corresponding white paper was released in April 2015. The network became public in November 2015.

Corporate partnerships with the Stellar Network have been formed in India, the Philippines and west Africa. The Praekelt Foundation and Oradian were two of the first prominent organizations to employ the Stellar network.

Initially, Stellar was built upon the Ripple protocol, but citing a flaw in the protocol, its developers moved it to a completely new coded blockchain, written from scratch.

How Stellar Lumens Works

Stellar works the same as any other cryptocurrency. The user can initiate a transaction with two pieces of information: the wallet address of the receiver and the amount to be transferred. The information is processed by miners of the network who validate the transaction and added to the Stellar blockchain. The amount transferred is then deducted from the sender’s account and added to the receiver’s account.

Stellar also offers an integrated, distributed exchange for inter-currency conversions. Thus, the sender can send in any currency and Stellar will convert the amount to the desired currency while crediting the receiver.

Why Should I Buy Stellar Lumens?

Stellar focuses on micropayments, mobile banking and global remittances. some of its core features include:

  • Fast Real-time settlements: Stellar offers transaction confirmation within 2-5 seconds. This is very swift compared to bitcoin and many other coins.
  • Automatic currency exchange: Stellar uses the integrated distributed network to convert between currencies in real time. The algorithm is set to find the best exchange rate being offered on the network at any time.
  • Great for micropayments: Lumens ask for a very low fee of $.01 for transactions up to 600,000. With Bitcoin, this can go up to a few dollars.
  • Integrated Wallet: Stellar offers an integrated wallet which can handle many network tasks such as sending/receiving payment and maintaining credit balances in different coins.
  • Native Currency: Stellar has Lumens as the native currency of the network which is widely recognized, easily tradeable, and can be used to pay for transactions.
  • Mobile Money Solutions: Stellar and its API offers allows mobile money operators to interconnect different banking systems via custom-built applications. For instance, one mobile money gateway can be built for interoperability of multiple mobile money wallets.
  • Regulatory compliance: Stellar conforms to every regulatory compliance, making it acceptable and legal everywhere around the world.