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How & Where to Buy Stellar A Step-by-Step Guide to Buying XLM

  1. Sign up at Binance.US, the #1 rated XLM exchange.
  2. Fund your account with cash or crypto.
  3. Buy StellarXLM
  1. STEP 1Find the Best XLM Exchange
    • logo
      Ease of use
      Time to 1st Buy
      24 hrs
      24h Volume

      Founded in 2019 as the USA-focused branch of the Binance family of exchanges, Binance.US supports trading in over 50 cryptocurrencies and has the same industry standard low 0.1% fees as the original international Binance exchange. American users can buy crypto directly with a debit card, but Binance.US is not available in 7 states, including New York & Texas.

    • fLpdtiaZ
      Ease of use
      Time to 1st Buy
      2 hrs
      24h Volume

      No platform has been able to attract first-time cryptocurrency investors quite like Coinbase. Each quarter, millions of new users sign up and take advantage of the simplest and smoothest customer purchasing journey in the market. Coinbase also aims to educate beginners, paying them in crypto to learn about different projects.

    • Current Coinbase Pro Review
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      Coinbase’s advanced cryptocurrency trading platform has lower fees and far more functionality. Formerly the highly popular GDAX, Coinbase Pro was purchased and rebranded with great success, now boasting one of the highest daily trading volumes and average liquidity. Highly secure with zero hacks. You can connect accounts to Coinbase to access wallet holdings.

    • coinswitch reviews
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      This mobile aggregator platform collects data from all major exchanges, making it possible to swap many cryptocurrencies at highly competitive rates. Mobile app-only CoinSwitch Kuber is India's most popular cryptocurrency exchange service, with over 4 million users. Hassle-free arbitrage and trading process.

    • kraken exchange
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      A decade of security, honesty, and transparency has given San Francisco’s Kraken an impressive reputation and helped it become the fourth-largest cryptocurrency exchange in the business. The brokerage service offered by Kraken has more coins to buy and sell directly with cash than most of their competitors. In addition, debit and credit card purchases are permitted with comparably low fees. Well-suited for beginners and those who want to buy and hold coins long-term.

    Go to Binance.US and create an account. In some cases, the exchange will need some personal information like email address, phone number, name, address, and a copy of your government ID or passport.

    This is completely normal and all exchanges we list on this page have security in place to protect your personal info.

  2. STEP 2Fund Your Account

    It is now time to add funds to your newly created exchange account. This will allow you to purchase Stellar StellarXLM quickly.

    Upon signing up at the exchange, you should be shown easy to follow instructions to buy XLM with cash from your bank account or credit or debit card. Some exchanges also accept alternative funding methods such as Paypal, Apple Pay, Skrill, or Sofort by Klarna. You can also deposit any supported cryptocurrencies directly into your exchange account and trade them for XLM.

Frequently Asked Questions About Buying & Selling Stellar (XLM)

How do I Buy XLM with Crypto?

If you want to buy XLM with a cryptocurrency like Bitcoin, Ethereum, Litecoin, XRP, or BNB, then you can simply sign up for Binance.US and send your crypto to your account.

You can view the supported cryptocurrencies for the exchange you selected by going to the assets or wallet screen. Once you see a list of coins, you should be able to select one and click "deposit" which will show you the address to send your crypto to Binance.US.

You will then copy that address and paste it into the wallet holding your cryptocurrency and send.

Depending on the blockchain used and how quickly the exchange processes deposits, your funds should show up in your exchange balance within minutes.

How do I sell Stellar (XLM)?

To sell XLM, simply reverse the buying process described above. You will likely need to trade your StellarXLM into a USD coin like usdtUSDT. Look for a "Sell" button in your account wallet and sell for Dollars, then initiate a transfer to your bank account. To withdraw cash to your bank, you will likely need to complete a full KYC (Know Your Customer) process if you haven't already.

Stellar Research Center

Stellar Technical Details & Statistics

  • Market Rank24
  • Market Cap2,762,399,259
  • Circulating Supply25,053,627,793
  • Total Supply50,001,787,698 XLM
  • Max Supply50,001,806,812
Yesterday's Trading
  • 24 HR Volume122,844,192 USD
  • Yesterday's High / Low---
  • Yesterday's Open / Close---
  • Yesterday's Change---
All Time Performance
  • All Time High---
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What is Stellar Lumens?

Stellar Lumens (XLM) is the native cryptocurrency of the Stellar network which offers real-time, peer-to-peer, decentralized fund transaction, especially aimed towards international transfer and micropayment markets. People often use the terms Stellar, Lumens and Stellar Lumens interchangeably. Like bitcoin, the Stellar Network is an open-source protocol for value exchange and is supported by a non-profit organization known as the Stellar Development Foundation.

History of Stellar Lumens

Stellar was launched by Joyce Kim and Jed McCaleb, the founder of eDonkey and board member of Ripple (XRP) until 2013. Presently, the Stellar Development Foundation is the final authority for all matters regarding the Stellar Network. The idea was first conceptualized by McCaleb in 2014 and its corresponding white paper was released in April 2015. The network became public in November 2015.

Corporate partnerships with the Stellar Network have been formed in India, the Philippines and west Africa. The Praekelt Foundation and Oradian were two of the first prominent organizations to employ the Stellar network.

Initially, Stellar was built upon the Ripple protocol, but citing a flaw in the protocol, its developers moved it to a completely new coded blockchain, written from scratch.

How Stellar Lumens Works

Stellar works the same as any other cryptocurrency. The user can initiate a transaction with two pieces of information: the wallet address of the receiver and the amount to be transferred. The information is processed by miners of the network who validate the transaction and added to the Stellar blockchain. The amount transferred is then deducted from the sender’s account and added to the receiver’s account.

Stellar also offers an integrated, distributed exchange for inter-currency conversions. Thus, the sender can send in any currency and Stellar will convert the amount to the desired currency while crediting the receiver.

Why Should I Buy Stellar Lumens?

Stellar focuses on micropayments, mobile banking and global remittances. some of its core features include:

  • Fast Real-time settlements: Stellar offers transaction confirmation within 2-5 seconds. This is very swift compared to bitcoin and many other coins.
  • Automatic currency exchange: Stellar uses the integrated distributed network to convert between currencies in real time. The algorithm is set to find the best exchange rate being offered on the network at any time.
  • Great for micropayments: Lumens ask for a very low fee of $.01 for transactions up to 600,000. With Bitcoin, this can go up to a few dollars.
  • Integrated Wallet: Stellar offers an integrated wallet which can handle many network tasks such as sending/receiving payment and maintaining credit balances in different coins.
  • Native Currency: Stellar has Lumens as the native currency of the network which is widely recognized, easily tradeable, and can be used to pay for transactions.
  • Mobile Money Solutions: Stellar and its API offers allows mobile money operators to interconnect different banking systems via custom-built applications. For instance, one mobile money gateway can be built for interoperability of multiple mobile money wallets.
  • Regulatory compliance: Stellar conforms to every regulatory compliance, making it acceptable and legal everywhere around the world.