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How & Where to Buy XRP A Step-by-Step Guide to Buying XRP

  1. Sign up at Binance.US, the #1 rated XRP exchange.
  2. Fund your account with cash or crypto.
  3. Buy XRPXRP
  1. STEP 1Find the Best XRP Exchange
    • logo
      Ease of use
      Time to 1st Buy
      24 hrs
      24h Volume

      Founded in 2019 as the USA-focused branch of the Binance family of exchanges, Binance.US supports trading in over 50 cryptocurrencies and has the same industry standard low 0.1% fees as the original international Binance exchange. American users can buy crypto directly with a debit card, but Binance.US is not available in 7 states, including New York & Texas.

    • fLpdtiaZ
      Ease of use
      Time to 1st Buy
      2 hrs
      24h Volume

      No platform has been able to attract first-time cryptocurrency investors quite like Coinbase. Each quarter, millions of new users sign up and take advantage of the simplest and smoothest customer purchasing journey in the market. Coinbase also aims to educate beginners, paying them in crypto to learn about different projects.

    • Current Coinbase Pro Review
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      Coinbase’s advanced cryptocurrency trading platform has lower fees and far more functionality. Formerly the highly popular GDAX, Coinbase Pro was purchased and rebranded with great success, now boasting one of the highest daily trading volumes and average liquidity. Highly secure with zero hacks. You can connect accounts to Coinbase to access wallet holdings.

    • coinswitch reviews
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      This mobile aggregator platform collects data from all major exchanges, making it possible to swap many cryptocurrencies at highly competitive rates. Mobile app-only CoinSwitch Kuber is India's most popular cryptocurrency exchange service, with over 4 million users. Hassle-free arbitrage and trading process.

    • kraken exchange
      Ease of use
      Very Easy
      Time to 1st Buy
      24h Volume

      A decade of security, honesty, and transparency has given San Francisco’s Kraken an impressive reputation and helped it become the fourth-largest cryptocurrency exchange in the business. The brokerage service offered by Kraken has more coins to buy and sell directly with cash than most of their competitors. In addition, debit and credit card purchases are permitted with comparably low fees. Well-suited for beginners and those who want to buy and hold coins long-term.

    Go to Binance.US and create an account. In some cases, the exchange will need some personal information like email address, phone number, name, address, and a copy of your government ID or passport.

    This is completely normal and all exchanges we list on this page have security in place to protect your personal info.

  2. STEP 2Fund Your Account

    It is now time to add funds to your newly created exchange account. This will allow you to purchase XRP XRPXRP quickly.

    Upon signing up at the exchange, you should be shown easy to follow instructions to buy XRP with cash from your bank account or credit or debit card. Some exchanges also accept alternative funding methods such as Paypal, Apple Pay, Skrill, or Sofort by Klarna. You can also deposit any supported cryptocurrencies directly into your exchange account and trade them for XRP.

Frequently Asked Questions About Buying & Selling XRP (XRP)

How do I Buy XRP with Crypto?

If you want to buy XRP with a cryptocurrency like Bitcoin, Ethereum, Litecoin, XRP, or BNB, then you can simply sign up for Binance.US and send your crypto to your account.

You can view the supported cryptocurrencies for the exchange you selected by going to the assets or wallet screen. Once you see a list of coins, you should be able to select one and click "deposit" which will show you the address to send your crypto to Binance.US.

You will then copy that address and paste it into the wallet holding your cryptocurrency and send.

Depending on the blockchain used and how quickly the exchange processes deposits, your funds should show up in your exchange balance within minutes.

How do I sell XRP (XRP)?

To sell XRP, simply reverse the buying process described above. You will likely need to trade your XRPXRP into a USD coin like usdtUSDT. Look for a "Sell" button in your account wallet and sell for Dollars, then initiate a transfer to your bank account. To withdraw cash to your bank, you will likely need to complete a full KYC (Know Your Customer) process if you haven't already.

XRP Research Center

XRP Technical Details & Statistics

  • Market Rank6
  • Market Cap19,859,948,537
  • Circulating Supply48,343,101,197
  • Total Supply99,989,535,142 XRP
  • Max Supply100,000,000,000
Yesterday's Trading
  • 24 HR Volume1,175,708,580 USD
  • Yesterday's High / Low---
  • Yesterday's Open / Close---
  • Yesterday's Change---
All Time Performance
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What is Ripple (XRP)?

Ripple, long considered a first-generation banker-friendly cryptocurrency, is a Real Time Gross Settlement (RTGS) payment processing system as well as currency exchange. It is built upon an open source, distributed network, contains shared public consensus ledger (like bitcoin’s blockchain) and its native unit of money is known as the Ripple (XRP).

History of Ripple

Ripple was released in 2012. Arthur Britto, David Schwartz and Ryan Fugger were the major contributors to the concept and the release. 100 billion XRPs were created during the inception of Ripple and the protocol doesn’t allow for the creation of new XRP. Since then, many leading banks from across the world have adopted Ripple Transaction Protocol (RTXP) as their choice for inter-currency transactions, which generally take 3-5 seconds. Ripple also has expanded its global presence by opening up offices in several countries.

In 2014, the Stellar Foundation claimed that the consensus ledger can be hacked, but Ripple vehemently denied the claim, pointing to the lack of evidence of successful hacking attempts upon its network.

How Ripple Works

Ripple offers 3 main services: xCurrent to process global transactions, xRapid to offer on-demand liquidity, and xVia for business payments.

When someone initiates a Ripple payment (local or global), the transaction is approved by the system’s Consensus Ledgers. The amount (in sender currency) is then converted into XRP and the same XRP is sent to the receiver. Then, the XRP is converted to the local currency and sent to the receiver. In this way, Ripple can be used to facilitate the exchange of one denomination of fiat currency for another, achieving faster settlement times than traditional methods used by global banking operations.

Why XRP?

  • Consensus Ledger: Unlike bitcoin which relies on miners, Ripple makes use of public consensus ledgers where anybody can be a transaction validator, including banks and market makers. These ledgers are actually independent validating servers who constantly compare records against each other. A new ledger is created every 3-5 seconds. Any transaction which happened during those 3-5 seconds are reflected on the new ledger. This makes the Ripple network super-fast compared to most other cryptocurrencies.
  • Free, Fast Forex Transactions: Due to the same reason, the Ripple Transaction Protocol (RTXP) is used for fast fund transfers internationally. Payments are initiated and authorized only by the account holder and no third-party intermediary is involved. There are no chargebacks for payments confirmed by the network.
  • Versatility: Deposits into Ripple accounts can be made via traditional currencies like USD, EUR, MXN, NZD, GBP, JPY, etc., popular cryptocurrencies like BTC, LTC, ETH, etc., and even via physical commodities like gold, silver and platinum.
  • Bitcoin Compatibility: Using Bitcoin Bridge, it is possible to transact between a bitcoin wallet and a Ripple wallet directly.
  • Enhanced Privacy: The consensus ledger keeps the transaction information public, but personally identifiable details are not kept on these ledgers. Thus, nobody can trace any transaction to any particular user or company.
  • Magento Integration: E-commerce websites are mostly made using Magento, and thanks to Ripple’s system-native REST API, Magneto can directly read the consensus ledger of Ripple and create an invoice. Thus, fast, easy payment processing is enabled even for orders from abroad.