How to Buy USDC (USDC) in 4 Easy Steps

Price updated 3 mins ago

Quick Answer:

You can buy USDC and have it in your wallet in less than one hour in 4 simple steps:

  1. Find the best exchange that sells USDC.
  2. Register a new account.
  3. Fund your account.
  4. Buy USDC.

These steps are simple if you know where to buy USDC cryptocurrency -- but knowing where to buy is the hard part.

Many cryptocurrencies are only offered on less well-known exchanges, and finding the best place to buy USDC (USDC) and then figuring out if that exchange is trustworthy is more than most people - even experienced crypto traders - can handle!

We've done all the hard research for you. Let's get started.

Step 1Find the Best USDC Exchange

Ultimately, doing your own research in crypto is the best way to learn the processes of moving your money, finding promising investment opportunities, and buying and selling cryptocurrencies.

We have done years of work to make this as simple as possible for you.

Why You Should Trust Our Recommendations


We started with 346 crypto exchanges.

We start by evaluating our comprehensive list of 346 exchanges that we have spent 7+ years and 600+ hours gathering data on.




of these exchanges sell USDC.

We then filter down the entire set of possible marketplaces to only the ones that have active USDC markets.




of these exchanges have $100m in daily trade volume.

We then remove any exchanges that don't have adequate trading volume to make buys and sales of all sizes.




remaining exchanges received a 7/10 Trust Score.

We give each exchange a trust review rating using history, longevity, proof of reserves, and reputation.


Apply our editorial review process to rank the remaining exchanges.

We manually review the remaining candidates to declare a winner.

The Winner is Coinbase Exchange

VISIT Coinbase Exchange Read Review
Reasons we ♥ Coinbase Exchange
Low fees
Educational incentives
Quick withdrawals
Bank Transfer (ACH)
Debit Card
Wire Transfer
Apple Pay
Google Pay
SGD Transfers
3D Secure Card UK
Easy Bank Transfer UK
Faster Payments UK
Instant Card Cashouts UK
PayPal UK

Step 2Register Your New Account

  1. Prepare Personal Information: Collect your personal details, including your name, address, and documents for identity and address verification.
  2. Create an Account: Visit the Coinbase Pro website, click "Sign Up," and provide your name, email address, and country of residence. Then, create a secure password and, if desired, set up two-factor authentication with your phone number.
  3. Agree to Terms: Read and agree to the user agreement and privacy statement.
  4. Verify Identity: Complete a two-step identity verification process by uploading a government-issued ID (passport, driver's license, or national ID card) and taking a selfie to confirm the validity of the photo ID.
  5. Wait for Approval: Wait for Coinbase Pro to review and validate the documents, which can take up to 48 hours, followed by immediate account verification upon approval​​.

Step 3Fund Your Account

Once you have registered or logged in to your account at , there are several funding methods you can use to buy USDC cryptocurrency.

You can buy USDC on using:

Please select listing to show.

  • Bank Transfer (ACH) 3-5 business days processing time
  • Debit Card Instant processing time
  • Wire Transfer 1-3 business days processing time
  • Paypal Instant processing time
  • Apple Pay Instant processing time
  • Google Pay Instant processing time
  • SEPA 1-3 business days processing time
  • EFTCAD 3-4 business days processing time
  • Interac Instant processing time
  • SGD Transfers 2-3 business days, Same day for a fee processing time
  • 3D Secure Card UK Instant processing time
  • Easy Bank Transfer UK Less than 2 hours processing time
  • Faster Payments UK 1-3 business days processing time
  • Instant Card Cashouts UK Instant processing time
  • PayPal UK Instant processing time

Step 4Buy USDC (USDC)

After registering and funding your account at , you should be able to buy USDC after your deposit finishes processing. After you receive your USDC, make sure to secure it and follow best security practices to avoid losing it scams or hacks.

Best USDC Exchanges

USDC is also available on these exchanges:

coinbase pro
Coinbase Exchange

Frequently Asked Questions

Yes, USDC is safe to buy. It is listed for trade on some of our top-rated exchanges including Binance, Zengo, Coinbase Exchange, Bybit, OKX, Kraken, KuCoin,, BingX.

You can buy USDC instantly at Binance, Zengo, Coinbase Exchange using their instant buy feature or a credit card.

Yes you can buy less than one (1) USDC. Cryptocurrencies in general are divisible to 16 decimal places.

To buy USDC, you will need to deposit funds into your exchange account - which usually has no fees - and then buy USDC, which will incur a trading or purchase fee; usually 0.1-3% depending on the exchange.

You can buy $1 of USDC at Binance, Zengo, Coinbase Exchange.

USDC Investment & Buying Guide

Diving into the realm of stablecoins, you’ve likely come across USDC, a digital currency that’s been gaining traction. It stands out by offering the benefits of cryptocurrency without the typical volatility. Backed by the US dollar, USDC provides a stable value, making it an intriguing option for both investors and everyday users.

As you explore USDC, you’ll find it’s not just another cryptocurrency; it’s a bridge between traditional finance and the digital world. Built on Ethereum, USDC operates with transparency and security at its core. Whether you’re looking to trade, save, or send money globally, understanding USDC could be your next smart move in the crypto space.

What is USDC Cryptocurrency?

USDC is a digital currency pegged to the US dollar, providing stability in a market known for its turbulence. Unlike traditional cryptocurrencies, USDC maintains a 1:1 parity with the US dollar, ensuring a constant value.

How does USDC Compare to Other Cryptocurrencies?

USDC stands out for its stability and reliability amid the volatile cryptocurrency landscape. While coins like Bitcoin fluctuate wildly, USDC’s value remains consistent, tied to a stable fiat currency.

Other cryptocurrencies operate on the principle of decentralization without a direct backing by fiat currencies. USDC, on the other hand, combines crypto’s technological advantages with the traditional economy’s stable backing.

In the realm of stablecoins, USDC competes with Tether (USDT) and Binance USD (BUSD), among others. USDC’s commitment to full reserves and transparency has garnered trust within the crypto community.

Blockchain technology ensures that USDC transactions are secure and ledgered transparently. This differs from conventional financial systems that often involve opaque processes and intermediaries.

Adoption rates for USDC are on the rise as it offers faster, cheaper international transactions compared to traditional banking systems. Users enjoy the benefits of cryptocurrency without the associated price volatility.

Smart contract functionality on the Ethereum platform allows USDC to integrate with various decentralized finance (DeFi) applications. This provides you with more options than are typically available with conventional financial products.

The issuance and management of USDC are conducted by regulated financial institutions, which sets it apart from other decentralized currencies. Compliance with legal and financial regulations ensures its integrity and acceptance by a wider audience.

USDC’s flexibility and regulatory compliance make it a favored option for digital transactions, savings, and even complex financial operations within the blockchain ecosystem. Its fusion of digital innovation with monetary stability is redefining how you can manage and invest your money in the digital age.

Simplicity and lower transaction fees make USDC an attractive alternative for everyday transactions and online purchases as well. As more platforms and services accept USDC, its utility and acceptance continue to grow.

USDC History & Growth

USDC was launched in September 2018 by the consortium called Centre, a collaboration between Circle and Coinbase. Its origin lies in tackling the high volatility faced by most cryptocurrencies by anchoring to a stable asset.

By the end of its launch year, USDC had already proven its market demand with a substantial user base and listings on major exchanges. The growth trajectory of USDC showcased rapid adoption across various sectors within the blockchain industry.

In just two years, by 2020, it became one of the top stablecoins on the market, with billions of tokens in circulation. The resilience and stability of USDC, even during market downswings, reinforced its role in the crypto economy.

The platform’s commitment to transparency was further solidified when Grant Thornton LLP began providing monthly attestations of USDC reserves. These regular reports assure users of the token’s backed value and maintain its credibility.

Notably, USDC’s market cap has seen exponential growth, hitting remarkable milestones and positioning it as a leading digital dollar. As the ecosystem around stablecoins expands, USDC continues to experience increased utility and integration.

With each passing year, partnerships and collaborations extend its reach, bringing in more users who appreciate its seamless blend of innovation and stability. As USDC keeps evolving, it sets higher standards for what a digital currency can achieve in terms of trust and functionality.

Buying USDC with Different Payment Methods

Buying USDC with a Credit Card

Using a credit card to purchase USDC is convenient and quick. Most exchanges accept Visa and Mastercard, making it easy to buy USDC instantly.

Buying USDC with a Debit Card

When you buy USDC with a debit card, funds are directly withdrawn from your bank account. It’s secure and accepted by numerous crypto exchanges worldwide.

Buying USDC with Apple Pay

Apple Pay offers a seamless way to acquire USDC on iOS devices. Transactions are completed with a single touch or a glance, leveraging the speed and security of Apple Pay.

Buying USDC with Paypal

Purchasing USDC through PayPal allows for a familiar checkout experience. PayPal’s buyer protection and instant transfer features ensure a safe purchase process.

Buying USDC with a Bank Transfer

Bank transfers to buy USDC generally have lower fees compared to card payments. This option is favored for larger transactions needing enhanced security.

Keeping Your USDC Safe

Ensuring the security of your USDC is crucial to maintaining the integrity of your digital assets. As you navigate through the world of stablecoins, understanding the different types of wallets available is key to making informed decisions about storing your USDC.

Software Wallets

Software wallets provide convenient access to your USDC through applications on your computer or mobile device. Highly accessible, these wallets allow for quick transactions while incorporating various layers of security, such as encryption and two-factor authentication.

However, they’re more vulnerable to online threats because they are connected to the internet. To maximize security, always ensure you’re using wallets from reputable sources and keep your software updated to fend off any potential cyberattacks.

Hardware Wallets

On the other hand, hardware wallets offer enhanced security by storing your USDC offline. These physical devices protect your assets from online threats, significantly reducing the risk of hacking and phishing attacks.

Unlike their software counterparts, hardware wallets are less susceptible to malware and are considered one of the best options for long-term storage of cryptocurrencies. Remember to purchase hardware wallets from verified manufacturers, and always keep your recovery seed in a safe location to avoid loss or damage.

Selling & Withdrawing USDC

When you’re ready to cash out your USDC, the process is typically straightforward. Most cryptocurrency exchanges allow you to sell USDC for fiat currencies, such as USD or EUR.

Your withdrawal options often include bank transfers, wire transfers, and sometimes even a check in the mail. Transaction processing times can vary depending on the method you choose.

Bank transfers are commonly used due to their relative ease and security. Wire transfers tend to have faster processing times but may come with higher fees.

Be mindful of the withdrawal limits and fees associated with each method. Details regarding limits and fees can usually be found on the exchange’s or wallet provider’s website.

For larger transactions, enhanced due diligence may be required by law. This could include providing additional identification or source of funds documents.

Your capital gains from USDC transactions may be subject to taxes. Always consult with a tax professional to understand your tax liabilities.

Always double-check withdrawal addresses and transaction details before confirming. Misplaced or incorrectly entered information could lead to the permanent loss of your funds.

Keep track of market conditions as you prepare to sell. Timing the market could maximize your returns or minimize your losses.

Is USDC a Good Investment?

USDC holds a unique position as a stablecoin pegged 1:1 to the US dollar, offering stability in the volatile crypto market. Its value doesn’t fluctuate like Bitcoin or Ethereum, making it less risky for short-term holdings. Given its consistency, USDC can be a haven during turbulent market periods, preserving the value of your investments.

Investing in USDC comes with the ease of liquidity, as it’s widely accepted across major exchanges. You won’t have trouble converting USDC to other cryptocurrencies or fiat, thanks to its strong market presence. Additionally, earning interest through lending platforms can make holding USDC more attractive than traditional savings accounts.

Due diligence on the issuer, Circle, shows a commitment to transparency and regular audits, an essential trust factor for investors. Circle’s adherence to US regulatory standards may give you confidence in USDC’s legitimacy. While interest rates for USDC can be compelling, they are subject to change based on market demand.

However, it’s crucial to weigh the minimal but real risk of de-pegging, as seen with other stablecoins. Smart investment strategies involve assessing not just the potential gains but also the risks. Keep a close eye on market developments and regulatory changes that might impact USDC’s stability and your investment strategy.

USDC Price Predictions

When exploring USDC Price Predictions, it’s crucial to recognize that stability is its hallmark feature. Unlike other cryptocurrencies, USDC’s value is expected to remain around $1, as it is a stablecoin tied to the US dollar. Financial analysts typically steer clear of dramatic forecasts for USDC, focusing instead on its role as a safe haven within the crypto market.

Trading platforms and crypto analysts see USDC maintaining its peg barring extraordinary market conditions. In times of high volatility in the crypto space, traders often pivot to USDC, driving up its trading volume, and temporarily impacting its price.

Looking at historical data, USDC has consistently hovered around $1 with insignificant deviations. This consistency provides a sense of security for investors looking to safeguard their assets against crypto market fluctuations.

Experts monitor indicators like trading volume and market cap to gauge investor sentiment. Higher trading volumes can hint at a crypto’s increased use and liquidity, both positive signs for USDC.

Cryptocurrency research firms release reports analyzing the potential impacts of new regulations on stablecoins. These reports give insight into how USDC might respond to changes in the legal landscape, influencing investor behavior and potentially price stability.

Your understanding of USDC’s role in your portfolio should evolve as market conditions change. Stay informed with the latest research and market analysis to help guide your investment decisions.

Additional Info

Your takeaway from this USDC cryptocurrency research should be a sense of confidence in the stability that USDC brings to the crypto market. It’s clear that despite the volatile nature of cryptocurrencies, USDC’s design as a stablecoin offers a level of predictability that’s invaluable for your portfolio. Remember, staying updated on the latest research and market trends is crucial for making informed decisions. As you navigate the crypto space, keep an eye on trading volumes and regulatory changes—they’re key indicators of USDC’s future performance. Trust in the data and use it to your advantage as you continue to invest and explore the possibilities within the world of cryptocurrency.

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